Mehbit
MPayMehbit vs MPay
MPay has lower fees. Mehbit has working support, Rial top-up, and team cards — for when "cheapest" is not the whole story.
MPay and Mehbit both let you top up with USDT from Telegram and spend on a card anywhere online — neither needs a crypto wallet.
MPay wins on headline price: $5 issuance, 2% top-up, and no per-transaction fee. What it does not give you is a way to reach a human when something breaks (its listed support email bounces), a Rial top-up route, Mastercard, or cards for a team. Here is the honest, side-by-side.
Mehbit vs MPay, feature by feature
| Feature | Mehbit | MPay |
|---|---|---|
| Card issuance | From 20 USDT | $5 |
| Card top-up fee | 5% | 2% |
| Per-transaction fee | 0.35 USDT | Free |
| Funding assets | USDT — Tron (TRC20) & BNB (BEP20) | USDT — ETH, BNB, Solana, TON |
| Rial funding route | Yes — via Altex | No |
| Crypto wallet required | No — account, used from web or Telegram | No — used from Telegram |
| KYC required | Light (email / phone) | None |
| Virtual card | Yes | Yes |
| Physical card | Not yet | Planned |
| Card network | Visa + Mastercard | Visa only |
| Apple Pay | Coming soon | Planned |
| Google Pay | Coming soon | Planned |
| Team / project cards | Yes — team & project cards | No — consumer only |
| Human support | Yes — real people on Telegram & email | None that works — listed email bounces |
| Payment guides | 60+ payment guides | None |
The bottom line
Choose MPay if the lowest fee is all that matters: $5 issuance, 2% top-up, and no per-transaction fee beat Mehbit on price today.
Choose Mehbit if you want support that actually answers when a payment fails, a Rial top-up route via Altex, cards for a whole team, Tron (TRC20) funding, and both Visa and Mastercard. MPay lists a support email, but messages to it bounce — so when something goes wrong, you are on your own.
Frequently asked questions
Is MPay cheaper than Mehbit?
On fees, yes. MPay charges $5 issuance, 2% top-up, and no per-transaction fee, while Mehbit is 20 USDT issuance (Mastercard), 5% top-up, and 0.35 USDT per transaction. The trade-off is working support, Rial funding, Mastercard, and team cards — none of which MPay offers.
What happens if I need help?
Mehbit has real support on Telegram and email that answers. MPay lists a support email, but messages to it bounce with a "no such address" error — there is no working way to reach them.
Can I top up in Rial?
Yes — Mehbit supports a Rial funding route through Altex. MPay only accepts USDT.
Do both work from Telegram without a crypto wallet?
Yes — neither needs a Web3 wallet, and both can be used from Telegram. The real differences are elsewhere: support, Rial funding, card network, and team features.
Ready to switch from MPay?
Create a Mehbit account, get your card in 5 minutes, top up with USDT and start paying.
Get startedCompetitor details are based on their public information and our own research, and may change. Verify current terms on the provider’s site before deciding.