What is Ask Chat AI?
Ask Chat AI is an AI workspace run by Charlie and Co LLC in Las Vegas. One subscription gives you chat with models from OpenAI, Anthropic, Google, xAI, DeepSeek, Qwen and others, plus image generation, file and document analysis, web search, saved chats and projects. It is not affiliated with the model providers.
Plans are billed in US dollars and renew automatically. Cards from countries with limited international payments are often refused at checkout; a virtual Mastercard funded with USDT pays like any international card.
Why local cards get declined at Ask Chat AI
Many local bank cards are not enabled for international online payments, or their bank refuses foreign merchants. Merchants abroad charge cards through global payment processors, so a domestic-only card is often declined even when it has enough balance.
Cards Ask Chat AI accepts
- Virtual Visa
- Virtual Mastercard
- Prepaid
- Debit
- Credit card
- Crypto (direct)
Ask Chat AI takes cards at checkout through its payment providers.
Best Mehbit card for Ask Chat AI
Issue it, top up with USDT or USDC, then pay at checkout — with your name on the card.
- Program countrySingapore
- Issuance9.99 USDT
- VAT9%
- Program countryUnited Kingdom
- Issuance20 USDT
- VAT20%
Save on payment tax
Some regions add VAT on top of every card payment. Pick a card from a lower-tax region and keep more of what you spend.
Fees & pricing
Clear and simple — the card load fee and the per-transaction fee are separate, with no hidden costs.
5%
Card load fee
Charged when you move money from your wallet onto a card.
0.35USDT
Per-transaction fee
Charged on every payment you make with the card.
from9.99USDT
Card issuance fee
Depends on the card you choose — the exact fee for each card is shown above.
For businesses
We don’t charge businesses any extra fee — exactly the same rates apply. Need a dedicated solution? Get in touch.
Rates may be updated from time to time; the final rate is always shown in the app before you pay.
Subscription plans
Monthly
$39.9/mo
- Billed every month
- Cancel anytime
Quarterly
$21.95/mo
- Billed $65.85 every 3 months
6 months
$20/mo
- Billed $120 every 6 months
How to pay for Ask Chat AI with a Mehbit card
Issue a Mehbit virtual debit Mastercard, top it up with USDT, then pick an Ask Chat AI plan on ask-chat.ai and pay by card.
- Step 01
Sign up for Mehbit
Create an account in the web app or Telegram miniapp.
- Step 02
Top up with USDT or USDC
Fund your Mehbit wallet with USDT or USDC.
- Step 03
Issue a virtual card
Issue a Mehbit Mastercard in about 5 minutes and load it from your wallet.
- Step 04
Pay at the service
Enter the card details at the merchant's payment step.
Ask Chat AI payment FAQ
Can I pay for Ask Chat AI with a virtual card?
Yes, we tested it with a real Mehbit card. Top up a Mehbit virtual debit Mastercard with USDT and pay on ask-chat.ai.
How much does Ask Chat AI cost?
$39.90 a month, $65.85 every 3 months, or $120 every 6 months. New customers can start with a 7-day trial for a small fee.
How do I cancel Ask Chat AI?
Go to ask-chat.ai/subscription/cancel or My profile → Subscription, at least 24 hours before renewal.
Can I get a refund?
Purchases are final. Refunds are only considered for a verified technical issue on their side, reported within 30 days.
What if my local bank card is declined by Ask Chat AI?
Cards from countries with limited international payments are often refused. A Mehbit virtual Mastercard funded with USDT is a working alternative.
Tips for paying Ask Chat AI
If you start the trial, set a reminder before day 7: after that the monthly price is charged.
The quarterly and 6-month plans cost about half the monthly price per month, if you already know you’ll keep using it.
Keep the full renewal amount on the card the day before it renews, so the subscription doesn’t lapse.
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Payable with Mehbit virtual cards.
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