What is this service?
ChatGPT is OpenAI’s AI assistant for writing, coding, research, and image generation. The free tier gives limited access to the latest models; paid plans raise message limits and unlock advanced features.
ChatGPT Plus ($20/month) adds priority access to the newest models, advanced reasoning, larger context, image generation, file and data analysis, and custom GPTs. ChatGPT Pro and Team go further for power users and small teams.
If your local bank card is declined by OpenAI’s payment processor, Mehbit lets you fund a reloadable virtual Visa or Mastercard with USDT and pay at chatgpt.com — or request a proxy payment through the Mehbit app.
Accepted card types
- Virtual Visa
- Virtual Mastercard
- Prepaid
- Debit
- Credit card
- Crypto (direct)
ChatGPT uses Stripe and accepts Visa/Mastercard. Reloadable virtual cards work when 3-D Secure passes. Single-use prepaid gift cards often fail. Crypto is not accepted directly — fund a Mehbit card with USDT instead.
Best Mehbit card for ChatGPT Plus
Issue it, top up with USDT, then pay at checkout — in your own name.
Mehbit Visa — Singapore
Coming soon- Program countrySingapore
- Issuance50 USDT
- VAT9%
- Program countrySingapore
- Issuance20 USDT
- VAT9%
Mehbit Mastercard — Hong Kong
Coming soon- Program countryHong Kong
- Issuance50 USDT
- VAT🔥 0% · No VAT
Save on payment tax
Some regions add VAT on top of every card payment. Pick a card from a lower-tax region and keep more of what you spend.
Fees & pricing
Clear and simple — the card load fee and the per-transaction fee are separate, with no hidden costs.
5%
Card load fee
Charged when you move money from your wallet onto a card.
0.35USDT
Per-transaction fee
Charged on every payment you make with the card.
from20USDT
Card issuance fee
Depends on the card you choose — the exact fee for each card is shown above.
For businesses
We don’t charge businesses any extra fee — exactly the same rates apply. Need a dedicated solution? Get in touch.
Rates may be updated from time to time; the final rate is always shown in the app before you pay.
Why is payment hard?
Many local bank cards are not authorized for international SaaS billing. Services process payments through Stripe on international rails, so domestic-only cards are often declined even when you have sufficient balance.
Payment methods
Pay with a Mehbit virtual card
Issue a Mehbit virtual Visa or Mastercard, top up with USDT, then add it at chatgpt.com → Settings → Subscription → Upgrade.
Open the appMehbit pays on your behalf
If OpenAI keeps declining your card, submit a proxy payment request in the Mehbit Telegram miniapp and we pay ChatGPT for you.
Submit a request in the appSubscription plans
Free
- Access to GPT-5 with limits
- Limited image generation
- Limited data analysis
- Standard response speed
Plus
$20/mo
$240/yr
- Higher message limits
- Advanced reasoning models
- Image generation
- File and data analysis
- Custom GPTs and voice
Pro
$200/mo
$2400/yr
- Highest usage limits
- Research-grade reasoning
- Priority access to new features
- For power users and researchers
Team
$30/mo
$300/yr
- Everything in Plus per seat
- Higher shared limits
- Centralized billing and admin
- Workspace data excluded from training
Card payment steps
- Sign up for MehbitCreate an account in the web app or Telegram miniapp.
- Top up with USDTFund your Mehbit wallet with USDT.
- Issue a virtual cardIssue a Mehbit Visa or Mastercard for international subscriptions.
- Pay at the serviceEnter the card details on the service's checkout page.
FAQ
Does ChatGPT accept virtual Visa or Mastercard?
Yes. OpenAI bills through Stripe, which accepts Visa and Mastercard. Reloadable virtual cards work when 3-D Secure passes and the billing address matches. Single-use gift-card BINs are often declined.
Can I pay for ChatGPT Plus with a Mehbit card?
Yes. Issue a Mehbit virtual Visa or Mastercard, top it up with USDT, and add it in ChatGPT → Settings → Subscription. Mehbit cards are built for international subscriptions like ChatGPT.
What are ChatGPT’s plans and prices?
Free ($0), Plus ($20/month), Pro ($200/month), and Team (about $25–30 per user/month). Plus suits most individuals; Pro is for the heaviest usage.
Can I pay for ChatGPT with crypto?
OpenAI does not accept cryptocurrency directly. Convert USDT to a Mehbit virtual Visa or Mastercard and pay like any other card.
Is there a free trial?
ChatGPT has a free plan with no card. Paid plans charge immediately at checkout and renew each cycle until canceled.
What if my local bank card is declined?
Many local cards do not clear Stripe for US billing. Use a Mehbit virtual Visa or Mastercard funded with USDT, or submit a proxy payment request in the Mehbit app.
Tips
Load enough balance for the plan plus a small buffer so the renewal charge clears without a decline.
Use a billing name, address, and ZIP/postcode that match your Mehbit card profile — Stripe may decline mismatched AVS details.
Plus ($20/month) is enough for most individuals; choose Pro only if you need the highest usage and research-grade reasoning.
Set a reminder before renewal — ChatGPT charges automatically each cycle until you cancel.
If the card is repeatedly declined, submit a proxy payment request in the Mehbit app and we pay OpenAI on your behalf.
Related services
Payable with Mehbit virtual cards.
View cards