What is this service?
Kie.ai is an AI API aggregator: instead of signing up, funding, and integrating separately with Google, OpenAI, ByteDance, Suno, and dozens of other providers, you get a single API key and a single credit wallet that reaches all of them. It groups hundreds of models into four families — image, video, music/audio, and chat/LLM — and exposes them through one consistent API and a browser Playground.
It is used by indie developers, automation builders, and small studios who want cutting-edge generative models without paying full official prices or juggling many billing accounts. Because Kie.ai buys capacity in bulk and resells it, most models are priced meaningfully below their official APIs — commonly 20–70% cheaper — which makes it popular for high-volume image and video generation, batch jobs, and side projects.
If your local bank card is declined on international checkouts, Mehbit lets you fund a reloadable virtual Visa or Mastercard with USDT and top up your Kie.ai credit balance at kie.ai/billing.
Why is payment hard?
Many local bank cards are not authorized for international SaaS billing. Services process payments through Stripe on international rails, so domestic-only cards are often declined even when you have sufficient balance.
Accepted card types
- Virtual Visa
- Virtual Mastercard
- Prepaid
- Debit
- Credit card
- Crypto (direct)
Reloadable virtual Visa and Mastercard cards work at Kie.ai's Stripe checkout when 3-D Secure is approved and the billing address matches (AVS). Single-use gift-card BINs may be blocked, and Kie.ai does not accept direct cryptocurrency top-ups — fund a Mehbit card with USDT instead.
Best Mehbit card for Kie.ai
Issue it, top up with USDT, then pay at checkout — in your own name.
Singapore Visa
Coming soon- Program countrySingapore
- Issuance50 USDT
- VAT9%
- Program countrySingapore
- Issuance20 USDT
- VAT9%
Hong Kong Mastercard
Coming soon- Program countryHong Kong
- Issuance50 USDT
- VAT🔥 0% · No VAT
Save on payment tax
Some regions add VAT on top of every card payment. Pick a card from a lower-tax region and keep more of what you spend.
Fees & pricing
Clear and simple — the card load fee and the per-transaction fee are separate, with no hidden costs.
5%
Card load fee
Charged when you move money from your wallet onto a card.
0.35USDT
Per-transaction fee
Charged on every payment you make with the card.
from20USDT
Card issuance fee
Depends on the card you choose — the exact fee for each card is shown above.
For businesses
We don’t charge businesses any extra fee — exactly the same rates apply. Need a dedicated solution? Get in touch.
Rates may be updated from time to time; the final rate is always shown in the app before you pay.
Subscription plans
Starter top-up ($5)
$5/mo
- Minimum top-up
- ~1,000 credits at ~$0.005/credit
- Credits never expire
- Failed requests not charged
Standard top-up ($50)
$50/mo
- ~10,000 credits
- Good for steady image/video jobs
- One balance across all models
- Pay-as-you-go, no subscription
Pro top-up ($250)
$250/mo
- ~50,000 credits
- Suited to high-volume generation
- Mix image, video, music, and LLM calls
- Reload anytime from a Mehbit card
Scale top-up ($1,250)
$1250/mo
- ~250,000 credits
- Eligible for ~10% bonus credits
- Lowest effective per-credit cost
- Best for production workloads
Card payment steps
Issue a Mehbit virtual Visa or Mastercard, top it up with USDT, then add the card at kie.ai/billing and top up your credit wallet.
- Step 01
Sign up for Mehbit
Create an account in the web app or Telegram miniapp.
- Step 02
Top up with USDT
Fund your Mehbit wallet with USDT.
- Step 03
Issue a virtual card
Issue a Mehbit Visa or Mastercard for international subscriptions.
- Step 04
Pay at the service
Enter the card details on the service's checkout page.
FAQ
Does Kie.ai accept virtual Visa or Mastercard?
Yes. Kie.ai charges top-ups through Stripe and accepts Visa and Mastercard, so a reloadable virtual card works as long as 3-D Secure is approved and the billing address matches (AVS).
Can I pay for Kie.ai with a Mehbit card?
Yes. Issue a Mehbit virtual Visa or Mastercard, load it with USDT, then add it at kie.ai/billing and top up your credit wallet.
How does Kie.ai pricing work — is there a monthly plan?
No monthly subscription. Kie.ai uses a prepaid credit wallet: credits cost about $0.005 each, the minimum top-up is around $5, each API call deducts credits based on the model, and credits never expire.
Can I pay Kie.ai directly with crypto?
Kie.ai does not advertise direct cryptocurrency top-ups. The practical route is to fund a Mehbit virtual card with USDT and pay Kie.ai's Stripe checkout with that card.
Is there a free trial for Kie.ai?
There is no time-limited trial, but new accounts get a small batch of free credits (around 80) to test models in the Playground before you top up. Failed requests are not charged.
What if my local bank card is declined on Kie.ai?
Iranian and other local bank cards usually fail on Stripe. Use a Mehbit virtual Visa or Mastercard funded with USDT.
Tips
Start with the minimum top-up (around $5) to test a few models in the Playground before you fund a larger balance — credits never expire, so there is no rush to overpay.
Keep the billing name, address, and ZIP/postal code you enter at Kie.ai consistent with your Mehbit card details so Stripe's AVS and 3-D Secure checks pass on the first try.
Video and top-tier LLM calls burn far more credits than image calls; check the per-model rate on the Kie.ai pricing page and keep enough balance to cover a full batch job.
If you plan heavy usage, note that very large top-ups can earn bonus credits — but only scale up after you have confirmed the specific models you need actually work for your workflow.
Kie.ai resells third-party model capacity, so keep a small buffer and monitor your balance; reload your Mehbit card with USDT ahead of time so a top-up never blocks a running job.
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