What is this service?
MEGA is a cloud storage and communication service built around user-controlled, end-to-end encryption: files are encrypted on your device before they are uploaded, and only you hold the keys. On top of storage it offers sync and backup apps, secure file sharing with password-protected and expiring links, encrypted chat and video meetings, a VPN (MEGA VPN) and a password manager (MEGA Pass).
There is a free plan with 20 GB of storage. Paid plans — Essential, Pro Lite, Pro I, Pro II, Pro III and the usage-based Pro Flexi — add far more storage and transfer quota, bundle MEGA VPN and MEGA Pass, and remove the limits on calls and meetings. MEGA Cloud is provided by MEGA Privacy Kft, a company registered in Hungary.
Paid plans are billed to a card in euros. A Mehbit virtual Mastercard topped up with USDT works at MEGA’s checkout like any other international card, so you can upgrade without a local bank card.
Why is payment hard?
Many local bank cards are not authorized for international SaaS billing. Services process payments through Stripe on international rails, so domestic-only cards are often declined even when you have sufficient balance.
Accepted card types
- Virtual Visa
- Virtual Mastercard
- Prepaid
- Debit
- Credit card
- Crypto (direct)
MEGA accepts credit and debit cards, and a reloadable Mehbit virtual card was accepted at its checkout. MEGA also lists Bitcoin as a payment method.
Best Mehbit card for MEGA
Issue it, top up with USDT, then pay at checkout — in your own name.
Singapore Visa
Coming soon- Program countrySingapore
- Issuance50 USDT
- VAT9%
- Program countrySingapore
- Issuance10 USDT
- VAT9%
Hong Kong Mastercard
Coming soon- Program countryHong Kong
- Issuance50 USDT
- VAT🔥 0% · No VAT
Save on payment tax
Some regions add VAT on top of every card payment. Pick a card from a lower-tax region and keep more of what you spend.
Fees & pricing
Clear and simple — the card load fee and the per-transaction fee are separate, with no hidden costs.
5%
Card load fee
Charged when you move money from your wallet onto a card.
0.35USDT
Per-transaction fee
Charged on every payment you make with the card.
from10USDT
Card issuance fee
Depends on the card you choose — the exact fee for each card is shown above.
For businesses
We don’t charge businesses any extra fee — exactly the same rates apply. Need a dedicated solution? Get in touch.
Rates may be updated from time to time; the final rate is always shown in the app before you pay.
Subscription plans
Free
- €0 — forever
- 20 GB of storage
- Limited transfer quota
- Calls and meetings up to 1 hour
Essential
- €40 per year (listed on yearly billing)
- 200 GB of storage
- 2.4 TB of transfer per year
- Includes MEGA VPN and MEGA Pass
Pro Lite
- €4.99/month, or €59.99/year
- 750 GB of storage
- 1 TB of transfer per month (12 TB on yearly)
- MEGA VPN, MEGA Pass and object storage
Pro I
- €9.99/month, or €99.99/year
- 3 TB of storage
- 3 TB of transfer per month (36 TB on yearly)
- MEGA VPN, MEGA Pass and object storage
Pro II
- €19.99/month, or €199.99/year
- 10 TB of storage
- 10 TB of transfer per month (120 TB on yearly)
- Includes MEGA VPN and MEGA Pass
Pro III
- €29.99/month, or €299.99/year
- 20 TB of storage
- 20 TB of transfer per month (240 TB on yearly)
- Includes MEGA VPN and MEGA Pass
Pro Flexi
- From €15/month, billed monthly by usage
- 3 TB of base storage and transfer
- Extra storage and transfer at €3.50 per TB
- MEGA VPN, MEGA Pass and object storage
Card payment steps
Issue a Mehbit virtual Mastercard, top it up with USDT, then choose a plan in your MEGA account and pay by card. MEGA charges in euros.
- Step 01
Sign up for Mehbit
Create an account in the web app or Telegram miniapp.
- Step 02
Top up with USDT
Fund your Mehbit wallet with USDT.
- Step 03
Issue a virtual card
Issue a Mehbit Mastercard for international subscriptions.
- Step 04
Pay at the service
Enter the card details on the service's checkout page.
FAQ
Can I pay for MEGA with a virtual Mastercard?
Yes. MEGA accepts credit and debit cards, and we tested it with a real Mehbit card — the payment went through and settled. Issue a Mehbit virtual card, top it up with USDT, and upgrade in your MEGA account.
Does MEGA accept crypto?
MEGA lists Bitcoin as a payment method alongside cards, so you can pay with Bitcoin directly. It does not list USDT. If your funds are in USDT, a USDT-funded Mehbit card lets you pay by card instead.
How much does MEGA cost?
The free plan has 20 GB. Essential is €40 a year for 200 GB. Pro Lite is €4.99 a month or €59.99 a year (750 GB), Pro I €9.99 or €99.99 (3 TB), Pro II €19.99 or €199.99 (10 TB) and Pro III €29.99 or €299.99 (20 TB). Pro Flexi starts at €15 a month for 3 TB, plus €3.50 per extra TB.
Which currency does MEGA charge in?
Euros. The pricing page may show an estimate in your local currency, but MEGA says all transactions are charged in euros. A Mehbit card is dollar-denominated, so the charge is converted and the dollar amount depends on the rate that day — keep some headroom on the card.
Can I get a refund from MEGA?
EU residents can request a full refund within 14 days of purchase, and residents of Brazil and South Korea within 7 days. Elsewhere, MEGA’s terms say purchases are final unless the law requires otherwise. Report a charge made in error within 30 days. Keep your Mehbit card active so any refund can return to it.
How do I cancel a MEGA subscription?
Log in and cancel from the account page at mega.nz/account before the next renewal date. Subscriptions bought in a mobile app store are cancelled in that store. If you stay on a free account with more data than the free plan allows, MEGA may restrict access.
Tips
Try the free 20 GB plan first to make sure MEGA’s apps and encryption model suit you before you pay.
Top up the Mehbit card before checkout, and leave headroom: MEGA charges in euros, so the dollar amount depends on the exchange rate.
On yearly billing the whole year is charged at once — fund the card for the yearly total, not the monthly figure.
Keep enough balance on the card ahead of each renewal date so the subscription is not declined.
Outside the EU, Brazil and South Korea purchases are final, so start with a monthly plan if you are unsure.
Subscribe on MEGA’s website rather than through a mobile app store if you want to pay with your Mehbit card directly.
Keep the Mehbit card active after paying, in case a refund or correction needs to come back to it.
Payable with Mehbit virtual cards.
View cards