What is this service?
Moonshot AI is the lab behind Kimi, an AI assistant best known for handling very long inputs — entire books, long contracts, or a folder of research papers in a single conversation rather than in chunks.
For developers, Moonshot runs an API platform where you buy access to its models, including the open-weight Kimi K2 family. Access is sold as prepaid credit: you load a balance and it is drawn down by token usage, rather than paying a fixed monthly subscription.
The charge is billed from Singapore, through an international card processor — the point at which a local bank card is refused. A Mehbit virtual Mastercard, funded with USDT, is accepted there like any standard international card.
Why is payment hard?
Many local bank cards are not authorized for international SaaS billing. Services process payments through Stripe on international rails, so domestic-only cards are often declined even when you have sufficient balance.
Accepted card types
- Virtual Visa
- Virtual Mastercard
- Prepaid
- Debit
- Credit card
- Crypto (direct)
Reloadable virtual Visa and Mastercard cards work with Moonshot AI as long as the billing details match. The charge is billed from Singapore, so leave a small buffer for currency conversion.
Best Mehbit card for Moonshot AI
Issue it, top up with USDT, then pay at checkout — in your own name.
Singapore Visa
Coming soon- Program countrySingapore
- Issuance50 USDT
- VAT9%
- Program countrySingapore
- Issuance10 USDT
- VAT9%
Hong Kong Mastercard
Coming soon- Program countryHong Kong
- Issuance50 USDT
- VAT🔥 0% · No VAT
Save on payment tax
Some regions add VAT on top of every card payment. Pick a card from a lower-tax region and keep more of what you spend.
Fees & pricing
Clear and simple — the card load fee and the per-transaction fee are separate, with no hidden costs.
5%
Card load fee
Charged when you move money from your wallet onto a card.
0.35USDT
Per-transaction fee
Charged on every payment you make with the card.
from10USDT
Card issuance fee
Depends on the card you choose — the exact fee for each card is shown above.
For businesses
We don’t charge businesses any extra fee — exactly the same rates apply. Need a dedicated solution? Get in touch.
Rates may be updated from time to time; the final rate is always shown in the app before you pay.
Card payment steps
Issue a Mehbit virtual Mastercard, top it up with USDT, then add it as your payment method on the Moonshot AI platform and buy API credit.
- Step 01
Sign up for Mehbit
Create an account in the web app or Telegram miniapp.
- Step 02
Top up with USDT
Fund your Mehbit wallet with USDT.
- Step 03
Issue a virtual card
Issue a Mehbit Mastercard for international subscriptions.
- Step 04
Pay at the service
Enter the card details on the service's checkout page.
FAQ
Does Moonshot AI accept virtual Mastercard?
Yes. Moonshot AI charges an international card, and a reloadable virtual Mastercard works as long as the billing name and address match the card. A Mehbit card has been accepted.
Is Moonshot AI a subscription?
The API platform is not. You buy prepaid credit and it is drawn down by token usage, so a quiet month costs nothing. The consumer Kimi assistant has its own free and paid tiers separately.
What is Kimi?
Kimi is Moonshot AI’s assistant, known for handling very long inputs in a single conversation — long documents, contracts, or research papers that would otherwise have to be split up. Kimi K2 is the openly published model family behind the newer releases.
Why does the charge come from Singapore?
Moonshot bills its international platform through a Singapore entity, which is what appears on your statement as MOONSHOT AI SINGAPORE SGP. The amount may be converted, so leave a small buffer above the credit you intend to buy.
Why was my Moonshot AI payment declined?
Usually an unfunded card at the moment of the charge, or billing details that do not match the card. Top up first, check the name and address on your Moonshot account, and avoid retrying the same failed payment repeatedly.
Tips
Keep a working balance on the card rather than topping up per purchase. Prepaid API credit runs out mid-task, not on a schedule, and having to fund the card in the middle of a long job is the most avoidable interruption here.
Set a usage or spend alert on the Moonshot platform if it offers one. Token billing scales with what you send, and a single long-context request costs far more than a short one — the whole appeal of the model is also the thing that drains credit fastest.
Buy credit in one larger top-up rather than several small ones. Each charge carries the card fee, and repeated small international charges are also more likely to be flagged than one clean payment.
Match the billing name and address on your Moonshot account to your card details. Card processors run AVS and 3-D Secure checks, and consistent billing information reduces the chance of a declined payment.
If a payment keeps getting declined despite a funded card, do not retry repeatedly — repeated failures can flag the account.
Payable with Mehbit virtual cards.
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