What is this service?
Surfshark is a personal VPN. It routes your traffic through its own servers, hides your IP address, and encrypts the connection, which is the usual reason people buy one: privacy on untrusted networks and access to services that are geographically restricted.
Its defining feature is that a single subscription covers unlimited devices. Most competitors cap you at five or ten simultaneous connections; Surfshark does not, which makes it the obvious pick for a household or for someone running a phone, a laptop, a router, and a TV box at once.
Surfshark bills through international card rails, which is the step where a local bank card is refused. A Mehbit virtual Mastercard, funded with USDT, is accepted there like any standard international card.
Why is payment hard?
Many local bank cards are not authorized for international SaaS billing. Services process payments through Stripe on international rails, so domestic-only cards are often declined even when you have sufficient balance.
Accepted card types
- Virtual Visa
- Virtual Mastercard
- Prepaid
- Debit
- Credit card
- Crypto (direct)
Reloadable virtual Visa and Mastercard cards work at Surfshark’s checkout as long as the billing details match. Surfshark also accepts cryptocurrency directly, but that is a separate route from paying with a Mehbit card. Avoid Android in-app purchases — those bill through Google Play, which is blocked for our cards.
Best Mehbit card for Surfshark
Issue it, top up with USDT, then pay at checkout — in your own name.
Singapore Visa
Coming soon- Program countrySingapore
- Issuance50 USDT
- VAT9%
- Program countrySingapore
- Issuance10 USDT
- VAT9%
Hong Kong Mastercard
Coming soon- Program countryHong Kong
- Issuance50 USDT
- VAT🔥 0% · No VAT
Save on payment tax
Some regions add VAT on top of every card payment. Pick a card from a lower-tax region and keep more of what you spend.
Fees & pricing
Clear and simple — the card load fee and the per-transaction fee are separate, with no hidden costs.
5%
Card load fee
Charged when you move money from your wallet onto a card.
0.35USDT
Per-transaction fee
Charged on every payment you make with the card.
from10USDT
Card issuance fee
Depends on the card you choose — the exact fee for each card is shown above.
For businesses
We don’t charge businesses any extra fee — exactly the same rates apply. Need a dedicated solution? Get in touch.
Rates may be updated from time to time; the final rate is always shown in the app before you pay.
Subscription plans
Starter
- The VPN itself
- Unlimited devices on one subscription
- Ad and tracker blocker
- Alternative ID
- Price depends on billing term — check the checkout total
One
- Everything in Starter
- Antivirus
- Private search engine
- Data breach alerts
- Price depends on billing term — check the checkout total
One+
- Everything in One
- Incogni data removal requests to data brokers
- Best fit if reducing an existing data footprint matters
- Price depends on billing term — check the checkout total
Card payment steps
Issue a Mehbit virtual Mastercard, top it up with USDT, then enter it at surfshark.com checkout when choosing a plan and billing term. Fund the card for the whole term — long plans are billed up front.
- Step 01
Sign up for Mehbit
Create an account in the web app or Telegram miniapp.
- Step 02
Top up with USDT
Fund your Mehbit wallet with USDT.
- Step 03
Issue a virtual card
Issue a Mehbit Mastercard for international subscriptions.
- Step 04
Pay at the service
Enter the card details on the service's checkout page.
FAQ
Does Surfshark accept virtual Mastercard?
Yes. Surfshark accepts Visa, Mastercard, and American Express, and a reloadable virtual card works at its checkout as long as the billing name and address match. A real Mehbit card paid Surfshark and the charge settled.
Why does the charge show up as GOOGLE on my statement?
Because the card was used through Google Pay as a wallet, which stamps its own descriptor on the transaction. The money still goes to Surfshark. This is not the same as an Android in-app purchase, which is billed by Google Play and is blocked for our cards.
How much does Surfshark cost?
It depends on the tier and, much more, on the billing term: month-to-month is far more expensive per month than a 12- or 24-month plan. Surfshark also runs frequent promotions, so we do not quote a figure that would go stale — read the checkout total, and check the renewal price as well as the introductory one.
Surfshark accepts crypto — why use a card?
Surfshark does accept cryptocurrency directly, so that is a real option. A card is simpler if you already hold a Mehbit card, if you want the subscription on the same card as your other services, or if you want the standard card refund and chargeback path rather than a crypto payment.
Can I buy Surfshark inside the Android app?
You can, but you should not. In-app purchases are billed by Google Play, which is blocked for our cards, and the app-store price is usually higher than the web rate. Subscribe at surfshark.com in a browser.
Tips
Buy on surfshark.com in a browser, not through an app store. In-app subscriptions on Android are billed by Google Play, which is blocked for our cards, and app-store pricing is usually worse than the web rate anyway.
Look at the renewal price, not just the introductory one. Long-term VPN deals are priced to be cheap on the first term and closer to full rate afterwards — decide with the second number in front of you.
A long term means one big charge, not a small monthly one. A 24-month plan is billed up front, so fund the card for the full amount before you check out rather than for a monthly equivalent.
Keep the card funded ahead of the renewal date, not on it. Renewal charges are attempted automatically, and a card that is short at that moment is declined even if you top it up an hour later.
Match the billing name and address on your Surfshark account to your card details. Card processors run AVS and 3-D Secure checks, and consistent billing information reduces the chance of a declined or flagged payment.
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Payable with Mehbit virtual cards.
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